Your balance sheet tells some of your story. Are you trying to provide for a family? Earn as much as you can? Save as much as you can? Give as much as you can? Be financially “free?”
Here’s what I consider the most important: Are your finances ‘balanced?’
Regardless of your goals, where do you get direction for how you make all of your financial decisions? What is the one objective that guides your overall personal finances? Do you have a focus that can steer all your financial decisions?
I meet people all the time who say that money is the source of most of their stress. They lack balance for themselves and their balance sheet shows it.